Knowledge Centre Category: Pensions

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Newsletter 19 December 2025 – Understanding maximum pension contributions

Maximise your pension contributions without falling foul of HMRC rules. From understanding relevant UK earnings to navigating tapered allowances for high earners, this guide covers everything you need to know—including special strategies for owner managers and charity CEOs. Make the most of your pension planning today!

Newsletter Budget 2025 – Pension salary sacrifice changes from April 2029

The Autumn Budget introduces a cap on National Insurance savings for salary-sacrificed pension contributions, limiting NI relief to the first £2,000 from April 2029. Employees and employers will face NI charges on excess amounts, while employer pension contributions outside salary sacrifice remain free of NICs, making remuneration structuring more important than ever.

Salary Sacrifice

A practical guide to salary sacrifice for all employers, with a focus on ethical, green, and financially beneficial options.

Auto Enrolment

The Government scheme called Automatic enrolment (Auto Enrolment or AE) requires all employers to enrol eligible workers into a workplace pension scheme.

Auto Enrolment – Who’s In?

The Government scheme called Automatic enrolment (Auto Enrolment or AE) requires all employers to enrol eligible workers into a workplace pension scheme.

Auto Enrolment – Opting Out

Opting out means the employee choosing to leave the pension scheme within one month of being automatically enrolled.

Pension Annual Allowance

The Pension Annual Allowance is the maximum amount an individual can contribute to their pension each tax year while still receiving tax relief.